How to Save on your Auto Insurance

How to Save Money on Auto Insurance

In our ongoing quest to control our budget and decrease our expenses, it’s important to address one of our most common bills; auto insurance. For most of us, we may just use the auto insurance agent that our parents use and that’s certainly fine for a while. But what if we could pay less by 20% to 30% per month? That would be cool.
If you have a decent driving record and are looking to save money on your auto insurance, you owe it to yourself to shop around a bit and see if you can save money. There’s no downside to checking on current rates and you might be pleasantly surprised by what you find. Checking for a better rate every year or two is a good way to save money on your auto insurance and it also lets you know that you are getting credit for your good driving record.
Here at Bixxr (Business Intelligence Xtraordinaire) we researched a bunch of companies and found some great options for you to consider. As always, we looked online first since better prices seem to go hand in hand with online sites, and really, they are just so easy to use. Here are our top three picks for price, service, and coverage. We recommend that you get more than one quote to ensure that you are getting the best deal for your current needs.


Esurance is the online version of Allstate and they offer a wide variety of insurance including coverage for your scooter and snowmobile! They have a great reputation for customer service and seem to really understand what is important when it comes to online auto insurance. Their rates are quite competitive and it’s obvious that they have really tried to offer good value to younger drivers who like to use online resources. You can easily get a quote here.

Liberty Mutual

Liberty Mutual is a full-service online insurance agency and offers everything that you need including auto insurance, renter’s insurance and even identity theft insurance. They have a great site that is easy to navigate and a cool mobile app. Their claim process is easy to use and they have local agents throughout the US. They even offer insurance for condos and boats. You can easily get a quote here.


USAA is a well-known insurance company that started out and continues to be based on serving the military and their family members as well as veterans. They do seem to be pretty open minded about what qualifies as a family member of a military member so they can probably help most everyone. Their site is easy to use and they say that members who switch save an average of more than $700 per year. That is certainly enough to catch our attention in terms of our budget. They also have discounts for safe drivers and defensive driving. You can easily get a quote here.

Getting a new quote every year or two is a good idea

Auto insurance is one of those expenses that seems to creep up every year so if you haven’t looked around for a year or two, or if you bought a new car, or paid off your car loan, now is a good time to see if you can get a better rate!